LOANS...It's what we do!

About cfsofky, inc.


CFSofKY is here for you!

Central Financial Services of KY, Inc. has been serving the residents of southeastern and eastern Kentucky since 1983.  With 6 convenient locations were here to help whether it be:                                     

  • Debt Consolidation
  • Auto Loans - Repair, Purchase, Cash Out
  • Home Improvement Projects
  • Establishing Credit
  • Recreation
  • Life Events - Weddings, Medical, Funeral Expenses, etc.


Lending made easy as 1, 2, 3

  1. Apply for Credit.  Tell us your desired loan amount and with some basic personal and financial information we'll get you a pre-approval.
  2. Once pre-approved a financial representative will finalize the verification of your identity, income, expenses and collateral, if necessary, and present you with your financing options.
  3. After final approval and you've reviewed and approved your loan terms  a Representative will assist you with signing the necessary documents and you'll receive your money that same day.


Committed to Service

   Our mission and values include exceeding our client’s every expectation.  Central Financial Services of KY, Inc. strives to provide truly unique customer service and assist every customer with convenient one-stop financing.  Call us today and ask how we can help you realize your financial dreams.

Contact Us

Loans.....It's what we do!

Central Financial Services of KY

89 Daniel Boone Drive, Barbourville, Kentucky 40906, United States

(606) 546-0072


Monday - Friday: 8:30am - 5:00pm

Saturday: Selected Saturdays during the Holidays

Sunday: Closed

@2019 CFSofKY, Inc. All rights reserved.


All loans are subject to our normal credit policies, and may require collateral. Not all products or services available in all states. The information provided on this website is not a commitment to lend. Individual and Joint credit available. Other conditions may apply.

Loans are made and serviced by Central Financial Services of KY, Inc., a Kentucky corporation, hereinafter referred to as CFSofKY, Inc.  CFSofKY, Inc. nor any of its respective affiliates, directors, officers, or employees assume responsible for any acts or omissions of the other.

The brand names, taglines, and other trademarks, as well as the designs of all CFSofKy, Inc. products and promotions belong exclusively to Central Financial Services of KY, Inc. and its subsidiary companies and are protected from copying and simulation under trademark and copyright laws.

The contents of the CFSofKY, Inc. website is protected from copying and distribution under national and international copyright laws and treaties throughout the world. All rights reserved.

CFSofKY, Inc. nor any of its affiliates, directors, officers, or employees assume any responsibility for errors or omissions in the materials in this web site. THESE MATERIALS ARE PROVIDED AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.

CFSofKY, Inc. nor any of its affiliates, directors, officers or employees warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. CFSofKY, Inc. nor any of its affiliates, directors, officers or employees shall be liable for any special, indirect, incidental, or consequential damages, including without limitation, lost revenues or lost profits, which may result from the use of these materials. CFSofKY, Inc. may make changes to these materials, or to the products described therein, at any time without notice. CFSofKY, Inc. makes no commitment to update the information.

Our Accessibility and Accommodations Statement
It is the policy of CFSofKY, Inc. to ensure that our services are accessible to our customers and the public, regardless of disability status, to the extent required by law. Please contact your local branch office to learn more about accessibility support services at CFSofKY, Inc.
Individuals who need a reasonable accommodation to access CFSofKY, Inc. services should call us at 606-546-0072 to provide information about the nature of the requested accommodation.  In the event that a user with a disability experiences accessibility issues with our website, please notify us by calling 606-546-0072.

Third-Party Websites
CFSofKY, Inc.'s  website contains links to webpages hosted by third parties. CFSofKY, Inc. does not make representations with regard to the accessibility of any third-party websites.

CFSofKY, Inc. WILL NEVER ASK YOU FOR CASH, MONEY ORDERS, OR GIFT CARDS AS A CONDITION OF A LOAN APPROVAL.  If you have any questions please call our administrative offices at (606) 546-0072,